ICMAI certified Cost Accountant Official sources only

Money decisions, made with the facts in front of you.

Banking, insurance, tax and investing explained in plain, everyday language. Every explainer is backed by official Indian sources and reviewed by qualified Cost and Management Accountants.

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Bank not fixing a failed payment?Worked example
Complain to your bank firstUse its grievance channel and note the complaint number.
Wait for the bank’s reply timeIf it does not answer or you are not satisfied, escalate.
File with the RBI onlineWithin 90 days of the bank’s response timeline ending or its last reply.
Need help? Call 14448RBI’s contact centre can guide you on the process.
Fee to file with the RBI Ombudsman₹0

Source: cms.rbi.org.in · Full steps

Checked againstRBISEBIIRDAIIncome Tax DeptAMFIRTI Online

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Pavan Kumar Kesani, practising Cost Accountant
Pavan Kumar KesaniCost Accountant, ICMAI

Led by a practising Cost Accountant

Pavan holds an ICMAI Certificate of Practice and also runs his own business, so he sees money decisions from the professional side and the owner’s side.

Associate MemberInstitute of Cost Accountants of India
Membership 47845Certificate of Practice
Business ownerPractice and business
CA and CMA teamQualified reviewers
View the certificateIssued by ICMAI, digitally signed

About TechPot

TechPot is a finance-first education brand for families across Andhra Pradesh and Telangana, and for anyone in India who wants money rules explained simply.

We turn official rules from the RBI, SEBI, IRDAI and the Income Tax Department into short videos, guides and calculators. Technology and AI come second: they help us explain faster and help you stay safe online.

Plain languageEveryday words. No jargon.
Official sourcesEvery rule links to where it comes from.
Qualified reviewCost and Management Accountants check the numbers.
Education onlyNo stock tips. No promised returns.

Try the numbers yourself

Nine calculators that run in your browser, from SIP and step-up SIP to FIRE and term cover. Nothing you type leaves your device.

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SIP calculator

What regular monthly investing could grow to at a rate you assume.

₹
%
yrs
You put in
Growth at the assumed rate
Value at the end
Payment at the start of each month, monthly compounding, before tax, charges and inflation. Returns vary and are not guaranteed. This is an illustration, not a forecast.

How we check every explainer

Small mistakes in money rules cost real people real money, so each one goes through four steps.

1

Start from the official page

RBI, SEBI, IRDAI, the Income Tax Department or the relevant portal. Never a forwarded message.

2

Write it so you can act

Plain, everyday words. One question answered, one next step.

3

Qualified review

A Cost and Management Accountant checks numbers, dates and limits before it goes out.

4

Link the source

Every explainer says where the rule comes from so you can open it yourself.